Restitution as Commercial Debt: Lawful Strategies, Fiduciary Remedies, and Enforcement Defenses

Restitution is often presented as punishment, but under federal law it is enforced just like a civil judgment. This means defendants and trustees face commercial liens, garnishments, levies, and long-term collection procedures. In this groundbreaking class, Eric Ingram Bey and In God We Trust Academy reveal how restitution operates as a commercial debt and how to lawfully defend against unlawful enforcement.

Students will learn:

• The legal framework of restitution under 18 U.S.C. §§ 3613 & 3664 and the FDCPA.

• How to assert exemptions (IRS levy exemptions and wage caps).

• How to file Claims of Exemption, Motions to Quash, and Trustee Third-Party Claims.

• How to demand full accountings of court registry funds and government garnishments.

• How trustees can intervene to protect trust property and enforce secured interests.

•  Strategic application of remedies to keep enforcement confined strictly to the defendant’s actual property.

This course provides more than theory — you will walk away with ready-to-use legal templates and a clear fiduciary strategy to protect yourself, your trust, and your beneficiaries.